What payment methods do you accept?

What payment methods do you accept?
Rebag accepts a variety of convenient and secure payment methods:

• All major credit and debit cards (only one card may be used per purchase)
• Secured Bank Transfer - connect your Bank Account via Plaid and transfer money to pay for your purchase. You will get up to 4% back in Rebag Credit (awarded 15 days post delivery and valid for 90 days).  
• Apple Pay, Google Pay, Shop Pay
• Buy Now, Pay Later via Shop Pay Installments, Affirm, and Afterpay
  • Note:
    • Affirm and Afterpay are available only to eligible U.S. customers
    • Availability at checkout depends on your order total and selected payment method
    • If you use Shop Pay, Affirm will appear by default
    • Affirm financing options are available via website checkout only (not in the app)
  • Shop Pay Installments (powered by Affirm)
    • Pay in 4: Four biweekly, interest-free payments (0% APR)
    • Monthly financing: 3 to 12-month terms, with APRs from 0%–36%
    • No late fees, prepayment penalties, or hidden charges
    • May require a soft or hard credit check depending on the plan
    • Eligibility and terms provided by Affirm’s lending partners
  • Affirm
    • Pay in  4: Four interest‑free payments every two weeks
    • Monthly financing: 3 to 60‑month terms with APRs ranging from 0% up to 36% 
    • No late fees or hidden charges
    • A down payment may be required if you’re not approved for the full amount 
    • Affirm may request additional info (e.g., a checking account) to verify identity or repayment ability
    • Affirm performs a soft credit check with no impact to your score; a hard credit check may occur for monthly plans
    • Payment options through Affirm are subject to eligibility and provided by lending partners at affirm.com/lenders.
  • Afterpay
    • Pay in  4: Four interest‑free payments over six weeks (typically with no credit check) 
    • Pay Monthly (orders $100+): Spread payments over 6 or 12 months with APRs from 6.99% to 35.99%
    • No fees when you pay on time
    • Late fee: Up to $8, capped at 25% of the order value, if a Pay in 4 payment is late 
    • Pay Monthly plans do not include late fees
    • Afterpay’s Pay in 4 generally requires no credit check; a soft check may be needed for new users
    • Pay Monthly may involve a credit check and could be reported to credit bureaus
    • You must be 18 or older, a resident of the U.S., and meet additional eligibility criteria to qualify for Afterpay. Late fees may apply. For complete terms, see Afterpay Terms and Cash App Terms. Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.